Posts Tagged ‘How to Save Money’

New Year Resolutions

Friday, January 20, 2017 posted by Joan
Happy New Year Engraved Stones

Happy New Year Engraved Stones

The time for Christmas and Hanukkah greetings has passed and we look forward to what the new year brings us.  Have you made your new year resolutions yet?  What things can you do to improve yourself and make things better for others?  Here are some ideas to consider.

Many folks made a resolution to lose weight. The problem is that after a week or two, the motivation is overcome by temptation. If you make a resolution, also make a plan and stick to it. If you get off the wagon, make the adjustments and get back on it. Another good resolution is to save more money. If you are not saving a minimum of 5% of your net income, change your spending habits. The first payment you make each payday should be to your savings account. Saving more is even better.  If your employer offers a 401K matching plan, and you are not in it, you are making a big mistake.  At the end of a 30-year period, your 401K could be worth hundreds of thousands of dollars or more.

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