How To Save Money On Car Insurance

Sunday, September 22, 2013 posted by Martin
Good Luck Engraved Stones

Good Luck Engraved Stones

According to Edmunds, you may be able to reduce your cost of insurance without giving up coverage. Due to the internet, car insurance companies are more competitive. It is easier to compare premiums. However, most people don’t shop around for insurance. Also, people tend to stay with the same car insurance company for years.  You can save on auto insurance in six ways:

  1. Make sure you get all discounts you qualify for.
  2. Keep your driver’s record clean and up-to-date.
  3. Adjust your coverage to assume more risk.
  4. Drive a “low profile” car equipped with certain money-saving safety features.
  5. Shop around for a good, low cost insurance provider.
  6. Take a safe driver course (such as AARP) to get a reduction on your premium.

Discounts you could qualify for fall into several categories:

  • Low-risk occupations
  • Professional organizations
  • Combined coverage
  • Discounts for safety features
  • More risk assumed by driver
  • Discounts for senior citizens

Also, if you have only one car, you do not need stacked insurance.  Call your insurer and see if they can make suggestions to keep you as a customer.  Tell them that you are shopping around.  Keep one of your favorite message stones, like your good luck stone, in your pocket when you call.

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